Target® Debit Card
- save 5% every day on our already low prices at Target stores** in Canada
- pre-authorized debits from your existing personal chequing account
- secured PIN access
- withdraw up to $60 cash per transaction
Target® RBC‡ MasterCard®
- save 5% every day on our already low prices at Target stores in Canada
- earn additional rewards toward Target GiftCards® on purchases made outside of Target***
- no annual fee
- Purchase Security and Extended Warranty Insurance1
*Subject to REDcard application approval, you will receive 5% off your purchases when you use your Target® Debit Card or Target® RBC‡ MasterCard® (each, a “REDcard”) at Target stores in Canada. If you use a REDcard in the same purchase transaction with another form of payment, the 5% discount will apply only to the purchase amount tendered to your REDcard. 5% discount applies to eligible purchases minus any other discounts and the value of any promotional Target gift cards received in the transaction.
Target reserves the right to discontinue or alter the terms of this REDcard 5% Rewards Loyalty Program at any time.
5% discount does not apply to the following:
- Prescriptions and certain other pharmacist-dispensed items
- Target gift cards and Target prepaid cards
- Previous purchases
- Target RBC MasterCard credit account payments
- Target Debit Card cash back and cash advances with the Target RBC MasterCard
- Where otherwise prohibited by law
- Purchases at Brunet affiliated pharmacies in Québec
Our FAQ may answer your questions about the Target Debit Card or the Target RBC MasterCard. REDcard FAQ
Prefer to speak to a person? We’re happy to help.
†Offer applies to all new Target REDcard holders with applications received between October 20th – November 10th, 2014, inclusive. Subject to REDcard application approval, eligible new Target REDcard holders will receive a coupon entitling them upon redemption to one-time additional savings of 5% off their Target REDcard purchase at Target stores in Canada on eligible products, before taxes and after all applicable discounts (including other coupon offers). This 5% coupon discount is in addition to the standard 5% off purchases paid for with the REDcard. Limit one coupon per new Target REDcard holder. Coupon valid between December 1st – December 31st, 2014 inclusive.
Offer excludes the following purchases:
- Target Mobile products and services
- Target gift cards
- Purchases at Brunet affiliated pharmacies in Quebec
- Prescriptions and certain pharmacist-dispensed items
- Apple and Bose products
- Video games and gaming systems
- Where otherwise prohibited by law.
Offer not valid on previous purchases. Standard coupon restrictions apply. See our Coupon Policy for details.
**The Target Debit Card cannot be used at some independent businesses in Target stores, such as prescription purchases at the Target Pharmacy.
***Subject to credit card application approval, you will earn $0.50 back for every $100.00 CAD in net purchases you make (including pre-authorized bill payments) when you use your Target RBC MasterCard to pay everywhere, except at Target. Conditions and restrictions apply. Read the complete terms, conditions and restrictions that apply to the Target GiftCard® Rewards Program.
REDcard®: Target Debit Card (issued by Target Canada Co.) and Target RBC MasterCard (issued by Royal Bank of Canada).
‡Lion & Globe Design, Royal Bank and all other RBC marks are registered trademarks of Royal Bank of Canada, used under license.
® MasterCard is a registered trademark of MasterCard International Incorporated, used under license.
1. Coverage underwritten by RBC General Insurance Company in the Province of Quebec and by RBC Insurance Company of Canada in the rest of Canada. All insurance is subject to limitations and conditions. You will receive a Certificate of Insurance with complete details regarding the insurance coverage on your Target RBC MasterCard.