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Target® RBC MasterCard®

5% off everyday

save 5% at Target, plus rewards everywhere else.

  • save an extra 5%* off our already low prices every day at Target stores in Canada
  • earn additional rewards toward Target GiftCards® on purchases made outside of Target***
  • no annual fee
  • Purchase Security and Extended Warranty Insurance1

Get the full details and termsOpens a new window at

apply online

Use our secure online form to apply right now.

apply at RBC Royal Bank

You can apply in person at your local RBC Royal Bank branch with 2 pieces of identification.

apply in‑store

Be sure to check your neighbourhood Target opening date before heading in-store to apply for your REDcard.

You’ll need 2 pieces of identification, and a team member at Guest Service will help you get started.

apply by phone

You can also apply by phone through RBC Royal Bank.

Call 1‑855‑355‑4956

Target RBC MasterCard cardholders

Already enjoying your Target RBC MasterCard? You can securely access your card information online to monitor and manage your card.

  • *Subject to REDcard application approval, you will receive 5% off your purchases when you use your Target® Debit Card or Target® RBC MasterCard® (each, a “REDcard”) at Target stores in Canada. If you use a REDcard in the same purchase transaction with another form of payment, the 5% discount will apply only to the purchase amount tendered to your REDcard. 5% discount applies to eligible purchases minus any other discounts and the value of any promotional Target gift cards received in the transaction.

    Target reserves the right to discontinue or alter the terms of this REDcard 5% Rewards Loyalty Program at any time.

    5% discount does not apply to the following:

    • Prescriptions and certain other pharmacist-dispensed items
    • Target gift cards and Target prepaid cards
    • Previous purchases
    • Target RBC MasterCard credit account payments
    • Target Debit Card cash back and cash advances with the Target RBC MasterCard
    • Where otherwise prohibited by law
    • Purchases at Brunet affiliated pharmacies in Québec
  • Our FAQ may answer your questions about the Target Debit Card or the Target RBC MasterCard. REDcard FAQ

    Prefer to speak to a person? We’re happy to help.

    Target® RBC MasterCard®

    RBC Customer Service: 1-855-355-4956

***Subject to credit card application approval, you will earn $0.50 back for every $100.00 CAD in net purchases you make (including pre‑authorized bill payments) when you use your Target RBC MasterCard to pay everywhere, except at Target. Conditions and restrictions apply. Read the complete terms, conditions and restrictionsOpens a new window that apply to the Target GiftCard® Rewards Program.

REDcard®: Target Debit Card (issued by Target Canada Co.) and Target RBC MasterCard (issued by Royal Bank of Canada).

‡Lion & Globe Design, Royal Bank and all other RBC marks are registered trademarks of Royal Bank of Canada, used under license.

®Trademarks / registered trademarks of MasterCard International Incorporated. Used under license.

1. Coverage underwritten by RBC General Insurance Company in the Province of Quebec and by RBC Insurance Company of Canada in the rest of Canada. All insurance is subject to limitations and conditions. You will receive a Certificate of Insurance with complete details regarding the insurance coverage on your Target RBC MasterCard.

what you’ll need to apply

To apply in-store, you’ll need to present 2 forms of identification. Be sure to bring either 2 forms of primary ID or 1 form of primary ID and 1 form of secondary ID.

5% off everyday

primary ID

  • Driver’s license issued in Canada
  • Health card (not valid in Manitoba, Ontario, and Prince Edward Island)
  • Provincially / territorially issued ID card with photo
  • Canadian passport
  • Canadian citizenship card
  • Permanent resident card
  • Certificate of Indian Status card

secondary ID

  • ATM card
  • Credit card
  • Social Insurance Card
  • Birth certificate issued in Canada
  • Old age security card
  • University / college student card with photo
  • CNIB identification card with photo

please note

A credit check, including personal and employment information such as employment income, is required to apply.

Also, when you apply, you’ll receive some important documents about the Target RBC MasterCard. Be sure to review the important information inside.

or bring the application home

You can pick up a paper application in store and complete it at home, and mail the completed application to the address on the form.

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